The decision between liability and full coverage depends on several factors. Here are some things to consider when choosing:

The Age and Value of Your Car: If you have a newer car or a high-value vehicle, full coverage might be a good idea to ensure you’re fully protected. On the other hand, if your car is old and worth less, you might decide that liability insurance is enough.
Your Budget: Full coverage is more expensive, so you’ll need to weigh the cost against the peace of mind it provides. If you’re on a tight budget, liability insurance may be more affordable.